Credit Divas United specializes in rapid and legal credit restoration. Our team consists of seasoned professionals with years of experience in evaluating credit and guiding consumers to assert their legal rights. We do it every day! We guarantee honesty and dependability, which most companies seem to place at a very low priority. As a Credit Repair Firm, we are not able do anything that our clients couldn’t do themselves, however we promise that we can help our clients achieve results in a fraction of the time without making costly errors.
How does our process work?
We will contact the credit bureaus to verify the accuracy of all of your accounts. We will petition to remove errors and inaccuracies as well as information that no longer need to be on your report because of time limits or the specific source of the information.
If there are items left in a dispute status on your credit report, mortgage companies will not approve you for a loan. We will investigate each disputed item on your credit report and work to resolve those issues.
We will also contact collection agencies to dispute dates of the latest activity. Sometimes, collection agencies “recreate” an existing account to make it look new when in all actuality its ten years old! This duplication approach can significantly reduce your credit score.
Collection agencies may report a different amount owed than what your original creditor reported. We will work to verify the correct information with your original creditor and petition that the correct information should be placed on your credit file.
We will dispute 3 aggressive rounds. During this critical time, we ask that you DO NOT apply for any credit or incur any additional inquiries. By applying for new credit it will negate the progress that we have made and forfeit this contract.
Each round lasts up to 30-45 business days. Results will be seen within the first 30 business days! After each round we will need you to mail, email or fax any result letters that you may receive from each bureau in order for us to move forward to the next round. Please keep in mind it is your responsibility to monitor your letters and send them in so we can proceed to the next round.
Credit Education and Document Preparation Services
Having great credit is more important than ever. But why work with us?
- We offer a 100% Money Back Guarantee.
- We are a company with integrity.
- We are very experienced with consumer, business and mortgage credit.
- We will be intimately involved with your credit repair experience.
- We will be there for you every step of the way.
- Credit education and correction is legal and the law is on your side. We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies.
- Our fees are reasonable and there are NO long binding contracts.
- Personalized Dispute Options to fit your exact Credit Repair needs.
- An Experienced Case Analyst and Case Advisor working personally with you throughout the Process.
- Custom Dispute Letters submitted on your behalf.
- Access to your Case Status and Updated Information during our business hours (Monday-Friday, 9-5pm)